Smart investing,
made simple.

Straight-forward, income-generating investment opportunities

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Why invest
with Simple

Consistent Earnings

Benefit from enticing returns, offering up to 9.00%* p.a. net of fees paid quarterly.

Personalised Portfolio

Pick out a single investment or construct a diversified portfolio of investments that aligns with your financial resources and risk profile.

Pre-funded Assurance

All investments have been pre-funded by us. Enjoy certainty, independent of other investor commitments.

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First-mortgage security and up
to 9.00% p.a.*

Offering a lower risk profile than many others, first mortgage-backed investment not only offers investors consistent returns at attractive interest rates, but provides the security of being backed by a real, tangible asset — a great choice for savvy investors.

• Enjoy the comfort of first-mortgage security
• Strong returns, up to 9.00%* p.a.
• Select from a range of deals
• Conservative Loan to Value Ratios (‘LVR’s’)
• Interest paid quarterly in arrears

You Choose.

With Simple Property Loans, you select the individual deal based on your unique investment preferences.

Individual deals are published regularly to your email and via the Simple Property Loans Investor Portal.

  • Type of Investment Purchase, refinance, equity release and working capital loans
  • Location Simple Property Loans sources individual investment opportunities Australia-wide
  • Investment Amount Invest from as little as $100,000 per investment or be the sole investor in the loan
  • Interest Rates Ranging between 8.0% - 9.0%* p.a. net of fees paid quarterly in arrears, based on the risk profile of the loan.
  • Duration Investment terms range from 3-12 months
  • LVR (Maximum) LVR's do not exceed 65%
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Why we're
trusted...

Simple Property Loans is run by Jadig, a family-run office with
a large community of satisfied investors.

  • 200+ funded loans
  • 100% success stories
  • Over 100 years collective experience
Learn more about Jadig

How it works

Step 2: Receive Opportunities

Step 2: Receive Opportunities

Be added to our distribution list and start receiving first-mortgage investment opportunities.

We carefully vet a variety of loan applications and select the most suitable and attractive ones to provide as investment
opportunities to you. Once our due diligence is completed and legal documents with the borrower are signed, the
investment is prefunded by Jadig and then offered to you for participation

Step 3: Expression of Interest

Step 3: Expression of Interest

You let us know once you have identified an opportunity you are interested in. We provide you with some further details to assess the investment and confirm your participation

Step 4: Finalise the Investment

Step 4: Finalise the Investment

We confirm your allocation and issue a set of transaction documents for electronic signature. Then you make a secure transfer of funds to finalise your participation

Step 5: Earn Income

Step 5: Earn Income

Receive regular predictable income and keep track through the Simple Property Loans Investor Portal

Tell me more...

Where are the deals sourced?

Where are the deals sourced?

Deals are sourced from our vetted network, a trusted source giving us access to an unparalleled choice of opportunities across Australia to choose from

What type of investors are eligible?

What type of investors are eligible?

Simple Property Loans is only available to accredited Wholesale Investors (including sophisticated and professional investors) within the meaning of Section 761G of the Corporations Act 2001 (Cth)

 

What’s the funding arrangement?

What’s the funding arrangement?

We walk the walk by pre-funding the loans before offering them to our investors. In other words, we have skin in the game, too. After the investment is live, we offer them to you to participate in a portion, or the whole amount

What sort of due diligence we do?

What sort of due diligence we do?

Because we pre-fund every loan, we have an extremely stringent due diligence and underwriting process to make sure we are comfortable with the investment. Each deal is reviewed and vetted by the Jadig Finance Investment Committee, applying our rigorous credit assessment to ensure we only fund and offer the right deals to our investors

What is the legal structure involved when investing?

What is the legal structure involved when investing?

When you choose to participate in a Simple Property Loan, you’re stepping into an existing arrangement where initially we, Jadig Finance, have funded the loan opportunity as the exclusive financier under a Loan Participation Trust.

To participate in the Simple Property Loans, you acquire a portion, or the entirety, of Jadig Finance’s initial loan. This is completed through an assignment and transfer from Jadig Finance – it means you acquire an interest in the loan and security under the Loan Participation Trust.

Under the Loan Participation Trust, Jadig Management & Advisory act as agent and Simple Property Loans as sub-agent, (together, ‘Simple Property Loans’) on behalf of the participating financiers. This means the participating financiers retain control and management of the loan and security, which includes all decisions. The agent & sub-agent only take action on instructions from the financiers. If there is more than one financier, the decision making of financiers is governed by a majority financier based on the exposure of participating financiers.

The security is held by Jadig Securities Pty Ltd as a Security Trustee under the Loan Participation Trust. While the Security Trustee is the registered mortgagee on the mortgage property title, the Security Trustee holds that security and acts as trustee for and on behalf of the participating financiers.

Importantly, the participating financiers (by majority) retain control and decision-making power.

How can I see the opportunities?

How can I see the opportunities?

Once the loan has been pre-funded, we offer it to our investors on our investor portal and via email. Investors are then free to access the deal, with investment starting from $100,000

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