Welcome to
Simple Property
Loans

Straight forward, speedy loans for business

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Why use us?

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Burying you in paperwork is not our thing

We move fast and we don’t overcomplicate. We welcome brokers, developers and business-people to apply online (via the form below). We then reach out to finalise any further details and wrap things up – usually within a matter of hours.

We won’t bombard you with information requests and stacks of paper forms to fill out, in fact, our loan documentation can be signed electronically. We are simple, straightforward and efficient and we do all this because we care about our borrowers and we understand that simple loans need to be just that – simple.

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Simple, straight forward loans

We know there are several reasons that business-people need simple loans. Reasons vary, but from our perspective they have one thing in common – the need for an easy, straight-forward process. And of course, speed.

We’re here to help.

  • Current fixed rate 8.99%
  • Max LVR^ 55% - Residential House, Town House
    50% - Residential Apartment/Unit, Block
    50% - Commercial Property, Land
  • Higher fixed rate 9.99%
  • Max LVR^ 65% - Residential House, Town House
    60% - Residential Apartment/Unit, Block
    60% - Commercial Property, Land
  • Loan amount $250,000 to $2 million
  • Loan purpose Purchase, refinance, equity release or working capital
  • Term 3 — 12 months
  • Security First registered (real estate) mortgage over the Security Property, as well as Company and Director guarantees
  • Security type Residential House, Town House,
    Residential Apartment/Unit, Block,
    Commercial Property, Land
  • Repayment type Interest only (serviced monthly) or prepaid out of the loan amount
  • Borrower type Australian registered companies and trusts with corporate trustees
  • Verification required Asset & Liability Statement, accountant’s letter
  • Application Fees 1.50% + GST of the loan amount inclusive of 0.5% + GST brokerage (if applicable) (excl. Val & Legal fees)
  • Break Fees No minimum terms or break fees, and that means no clawbacks
  • Ongoing Fees Nil
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No hidden traps (really!)

We’re not a ‘pay-day’ lender; we’re the opposite. We’re genuine property people, with decades of experience, running a family business across lending, development and philanthropy. Our other business, Jadig Finance, offers complex funding arrangements, helping out developers large and small. So, we get it. We’re real people with a real passion for what we do. For us, integrity and honesty are front of mind.

Learn about our Culture

Tell me more...

What other information is required to obtain a loan?

What other information is required to obtain a loan?

Simple property loans are – you guessed it – simple. That means no ATO portals, tax returns, serviceability assessment calculations. Our focus is on the quality of the security property, the strength of the applicant as well as the loan purpose and exit strategy.

What type of loans can we not provide?

What type of loans can we not provide?

We are unable to provide any lending that is governed by the National Consumer Credit Code. That means we only provide business loans to business people for business purposes. Only trust and company borrower entities will be accepted.

Can I apply direct or should I talk to my broker?

Can I apply direct or should I talk to my broker?

In a finance world full of choice, some good, some bad, we always recommend talking to your broker before applying. Despite our simple approach, a finance broker can always help to streamline the process, as we talk the same language.

What else should I be aware of?

What else should I be aware of?

There is a small list of nitty-gritty items to be aware of:

  • All applications require valuations to be instructed by or redirected to us with costs to be borne by the Borrower (priced on application but approximately $1-3k plus GST);
  • Legal fees are borne by the Borrower (priced on application but approximately $3-4k plus GST and expenses);
  • Our application fees are plus GST and inclusive of brokerage;
  • No trail is offered on our loans.

Simple Property Loans
4.9
Based on 34 reviews
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Info InfoInfo Info
05:25 30 Jun 24
Great team and great outcome!
Joel DodgeJoel Dodge
01:38 19 Apr 24
We have just invested in a loan through Simple Property Loans. The information, onboarding process, allocation and paperwork was all very simple and quick and the loan started on time and with ease.
Daniel FreedDaniel Freed
05:42 17 Apr 24
Very simple and flexible process compared to other comparative lenders. The team was very professional to deal with and promptly got back to any query I had. Would highly recommend
Paul CarrollPaul Carroll
08:20 14 Jan 24
My first experience with Simple Property Loans has been a very positive one. I have been dealing with Tommy Friedman who has proved to be extremely helpful , professional and effective all while also being friendly and polite. Tommy and the team went the extra mile for us when a last minute problem (not of their making) threatened to derail a property settlement.I highly recommend that you speak to them for your financing needs.
David MaselDavid Masel
02:35 05 Dec 23
The sign up and introduction process was incredibly smooth. The support and responses always prompt. An easy experience.
Jules CardamoneJules Cardamone
03:48 15 Nov 23
Impressed with Simple Property Loans professionalism and top-notch communication. Their expertise made my experience smooth and informative. Highly recommend!
Katie BazellKatie Bazell
03:42 15 Nov 23
The team at Simple Property Loans are great to work with, and have a straightforward offering. Highly recommend!
Christopher LockChristopher Lock
09:16 01 Nov 23
Simple Property Loans were a pleasure to work with. I highly recommend working with them on your next acquisition or refinance requirement. Their guidelines and process is clear and their execution was fast and faultless.
Andrew GrayAndrew Gray
01:05 24 Aug 23
Great efficient service. Would highly recommend using them.
Ujjwal VadhaniUjjwal Vadhani
02:34 11 Aug 23
Absolute legends. These guys are go-tos in terms of a practical approach to loans. Also big ups for top notch communication.
Emily FairbairnEmily Fairbairn
06:25 04 Aug 23
It’s always nice to get a design brief from Simple Property Loans. Adam and the team are excellent communicators and give great briefs – clear and specific, but with enough headroom for us to do classy and creative design. Highly recommended.
Jason LandonJason Landon
05:56 28 Jul 23
Love everything about Simple Property. Don’t know who designed their website, but it’s literally the most clear thing ever. Simple is trustworthy and takes care of everything. Professionals.
Isabelle GilmourIsabelle Gilmour
05:13 28 Jul 23
Such a progressive mindset towards property loans. Simple made the process straightforward and to the point when it mattered – would highly recommend.
Natalie MoshinskyNatalie Moshinsky
08:53 17 Jul 23
Simple Property Loans is a great option for those seeking a straight forward first mortgage investment opportunity. The team are very caring and a pleasure to deal with.
Yuval AshkenaziYuval Ashkenazi
04:23 21 Jun 23
Having worked closely with Jadig Finance for several years, it brings us great satisfaction to witness the same level of expertise and commitment to ethical practices embodied by Simple Property Loans. As an extension of the Jadig brand, SPL carries the same credibility, trust, and financial acumen, while offering a streamlined and efficient process.We have been particularly impressed by their responsiveness and dedication to excellence, as well as their exceptional investment expertise. Their strong emphasis on teamwork and clear communication further solidifies our confidence in recommending Simple Property Loans to anyone in need of a trustworthy and proficient partner in the financing industry.
Justin CroughJustin Crough
03:21 14 Apr 23
Thanks to Tommy and the team at Simple Property Loans for assisting a client we recently introduced to them to assist with a funding requirement. As a Broker it is great to have access to these type of funding solutions for our clients. The transaction was handled in a prompt and professional manner to ensure the client was able to access the funding needed in a timely manner and facility pricing was very reasonable.We would definitely look to use Simple Property Loans again for future client needs.
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